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Personal Injury & Your Homeowners Insurance

Homeowners insurance is just meant to cover my home right?  Not at all!  There are other coverage options available to help protect your assets that can be endorsed to the home policy.  One endorsement your agent should be discussing is personal injury. Don’t think of it in the literal sense, we’re not talking about physical damage, […]

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Cyber Liability – Lloyds of London Top Risks of 2013

With large retailers such as Target finding themselves dealing with a security breach it comes as no surprise that a survey conducted by insurance market Lloyds of London, called the 2013 Lloyd’s Risk Index, identified cyber liability as one of the top risks of 2013. It should be added that small to medium size businesses […]

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PROPERTY INSURANCE – COLLAPSE FROM SNOW / ICE

With the excessive amount of snow, ice and altogether bad weather the Midwest received this year, it’s important to know weather (get it) or not your home policy protects against collapse from snow and ice. There are multiple types of property policies but a standard home policy, otherwise known as a “special peril policy” or […]

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